Your Guide to Funeral Planning | 06.22.2023

Prepare For The Unexpected And Pre-Plan Your Funeral Today

Prepare For The Unexpected And Pre-Plan Your Funeral Today

Reviewed By: William Prout

Cross Checked By: Elizabeth Siegel

There may be various uncertainties in life that you cannot plan for. However, by taking certain measures in advance, you can reduce the emotional and financial impact of unexpected developments significantly. One such measure is funeral pre-planning, which involves making arrangements for your funeral well in advance. 

By undertaking your funeral planning when you still have time on your side, you can manage and pay for various funeral costs without any hassle. It also helps you prepare for sudden death, and ensures that your loved ones are not left to tackle such an unexpected development on their own.

Here’s How Pre-Planning A Funeral Helps You Prepare For The Unexpected

Pre-planning a funeral is important if you wish to be prepared for the unexpected. While it may seem like a daunting task, there are various benefits that you and your loved ones can experience if you take the time to plan your funeral in advance . 

Here are some ways in which pre-planning a funeral helps you prepare for the unexpected.

  • Relieving the unexpected emotional burden
  • When a loved one passes away suddenly, the grieving process can be overwhelming. By pre-planning your funeral, you can alleviate some of the emotional burden on your family and friends. They won't have to make difficult decisions during a time of grief and can focus on supporting each other instead.

  • Financial preparation for emergency expenses
  • Pre-planning a funeral also involves making financial arrangements. By doing this in advance, you can ease the financial burden on your loved ones. You can choose to prepay for the funeral or set aside funds in a designated account to cover the expenses. This allows your family to focus on grieving and healing instead of worrying about the financial aspects of your funeral.

  • Ensuring your wishes are honored
  • In case of your unexpected demise, your family may not be aware of your funeral preferences or wishes. Pre-planning allows you to clearly communicate your funeral preferences and ensure that your wishes are fulfilled. You can specify details such as the type of service, burial or cremation, choice of music, readings, and any other personal preferences. 

    Expected And Unexpected Funeral Costs That You Can Tackle With Funeral Pre-Planning

    A pre-planned funeral can help you plan ahead for the following regular and unforeseen funeral costs.

  • Inflation
  • Over time, the costs associated with funeral services and related expenses can increase due to inflation. Prices for items like caskets, urns, burial plots, and professional services may rise, and the pre-planned funeral arrangements might not reflect these future price increases.

    1. Taxes and fees 

    Changes in tax laws or the introduction of new taxes or fees can affect funeral costs. For instance, if there are tax policy changes related to funeral services or cemetery operations, the expenses may increase, and the pre-planned funeral arrangements may not cover these additional costs.

  • Cemetery maintenance fees
  • Some cemeteries charge ongoing maintenance fees for the upkeep of burial plots or mausoleums. These fees might not have been included in the initial pre-planned funeral arrangements, and they could become an unexpected expense over time.

  • Additional services or upgrades
  • As time passes, you might decide to add extra services or upgrades to the pre-planned funeral arrangements. These can include enhancements to the memorial service, changes to the casket or urn selection, or alterations to the cemetery plot design. These additions may come with their own costs that were not initially accounted for.

  • Unforeseen circumstances
  • There could be circumstances beyond your control, such as changes in local regulations or requirements, which may result in unexpected expenses. For example, if the cemetery regulations change, you might have to incur additional costs to meet the new requirements. 

    Minimize The Impact Of Uncertainties With A Pre-Planned Funeral

    Ultimately, pre-planning a funeral helps you prepare for the unexpected by relieving the emotional burden on your loved ones, ensuring your wishes are honored, making financial preparations, allowing for personalization, reducing family conflicts, and providing peace of mind. By taking the time to plan in advance, you can ensure that your funeral is a meaningful and fitting tribute to your life while providing comfort to your family. 

    You can begin the journey of pre-planning your funeral with us at Titan Casket. We allow you to pre-plan a casket and lock in today’s prices, so you need not worry about inflation. You can also pay for the pre-ordered casket upfront or via convenient installments.